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Employer Information |
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Written Company Policy |
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It is highly recommended
that every employer
develop a written
company policy covering
applicant screening
procedures, rights,
privacy, evaluation and
retention. Every
employee should have
access to the policy.
Hiring personnel should
be very familiar with
the policy and periodic
internal audits should
be instituted. |
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Notice to Users of
Consumer Reports |
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Obligations of users
under FCRA |
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Fair Credit Reporting
Act ( FCRA ) |
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All employers utilizing
screening services are
Users of Consumer Credit
Reports fall under
direct regulation of the
federal
Fair Credit
Reporting Act (
FCRA ).
Users of Consumer
Reports are obligated
and mandated to: |
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Make a clear
and
conspicuous
written
declaration
to the
applicant/consumer
before the
report is
obtained, in
a document
that
consists
solely of
the
disclosure,
that a
Consumer
Report may
be obtained.
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Obtain
written
permission
to order the
Consumer
Report.
The written
authorization
must be a
stand-alone
form and
cannot be
incorporated
with any
other
documents,
such as an
employment
application
or
employment
agreement.
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Certify to
interactiveinfo.net
that the
above steps
have been
followed,
that the
information
obtained
will not be
used in
violation of
any federal
or state
equal
opportunity
law or
regulation
and if
adverse
action is
taken a copy
of the
consumer
report and
summary of
rights will
be provided
to the
consumer/applicant.
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If the
employer
takes
adverse
action based
on
information
contained in
a Consumer
Report, they
must:
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Notify
the
applicant/consumer
that adverse
action is
being taken
based on
information
in the
Consumer
Report.
Furnish a
copy of
Summary of
Consumer's
Rights under
the Fair
Credit
Reporting
Act to
the
applicant/consumer.
- Provide
a means for
the
applicant/consumer
to dispute
information
contained in
the Consumer
Report if
they believe
it is
incorrect.
To print off
a copy of
interactiveinfo.net's
Dispute
Policy.
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Ensure that
only
authorized
personnel
involved in
the
evaluation
and job
offer
process have
access to
the Consumer
Report.
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Ensure
privacy of
the
applicant/consumer's
employment
screening
information
and
non-disclosure
of Consumer
Report
information.
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