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Consumer Information |
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Consumer FCRA Rights |
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The Federal Trade
Commissions information
on Consumer's rights,
obtaining a free credit
report, Identity Theft
and other credit issues
are available on the
FTC
web site. |
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Request your free
annual file disclosure
Visit our
FACT ACT Compliance
page for information
about how to request
your free file
disclosure. |
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Fair Credit Reporting
Act |
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Employers who have their
prospective employees
screened by professional
screening firms such as
interactiveinfo.net are
Users of Consumer
Reports and are
regulated by the Federal
Fair Credit Reporting
Act (
FCRA ).
Employers have certain
responsibilities
ensuring your rights
including the following: |
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Provide you
with written
notification
that a
Consumer
Report may
be ordered
on you.
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Obtain your
written
permission
on a
stand-alone
release form
that cannot
be combined
with any
other
document
such as an
employment
application
or an
employment
agreement.
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If the
employer
takes
adverse
action
(denies
employment
or
terminates a
job offer)
based on
information
contained in
the Consumer
Report, they
must:
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Notify you
that they
are taking
adverse
action based
on
information
contained in
the Consumer
Report.
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Provide you
with a copy
of the
Consumer
Report.
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Provide you
with a copy
of
Summary
of
Consumer's
Rights Under
the Fair
Credit
Reporting
Act form.
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Provide you
with a means
for
disputing
incorrect
information
contained in
the Consumer
Report.
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Ensure that
only
authorized
personnel
involved in
the
evaluation
and job
offer
process have
access to
your
Consumer
Report.
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Ensure your
privacy of
required
employment
screening
information
and
non-disclosure
of your
Consumer
Report
information.
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How to File a Dispute |
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interactiveinfo.net is a
Consumer Reporting
Agency and did not make
the decision to take the
adverse action and is
unable to provide you
with the specific
reasons why the adverse
action was taken. |
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If you have had a
Consumer Report issued
on you from
interactiveinfo.net and
feel it contains
incorrect information,
please read our
Consumer
Report Dispute Policy. |
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To obtain a copy of your
rights, view the
Summary
of Consumer's Rights
Under the Fair Credit
Reporting Act. |
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